Category: music

NEWSLETTER EDITION

January 2, 2026

2025 Year‑End Reflections: A Season of Healing, Growth, and Community Power

As we close out 2025, I want to take a moment to speak directly to the people who made this year unforgettable, you.

This year was one of the most transformative seasons of my life. Season 3 of America in Black and White and the continued growth of Changing Trends and Times were not just professional milestones. They were lifelines. They were reminders that community is not something we talk about, it’s something we build together.

And I want you to know how deeply grateful I am.

To My Guests: You Carried Me This Year

Every guest who joined me on the show brought something powerful, truth, vulnerability, humor, brilliance, and heart. You didn’t just show up for an interview. You showed up for me.

Many of you may not know this, but 2024 was the year I lost my mother. Her passing left a space in my life that felt impossible to fill. But every conversation, every story, every moment of connection on the show helped me breathe again. You helped me heal in ways I didn’t expect.

Your presence reminded me that even in grief, there is purpose.
Even in loss, there is community.
Even in pain, there is possibility.

Thank you for being part of my healing.

Season 3: A Testament to Our Collective Power

This season wasn’t just successful, it was meaningful.

We tackled real issues.
We uplifted real voices.
We created real impact.

And none of it would have happened without you, the guests, the viewers, the supporters, the people who believe in the mission of telling our stories with honesty and dignity.

You are the engine behind this machine.
You are the heartbeat of this platform.
Together, we are making a difference.

Looking Ahead to 2026

I’m excited for what’s coming next.

More conversations.
More community.
More truth.
More growth.

And yes, I’m working toward taking the show on the road. I want to meet you where you are. I want to bring these conversations into your cities, your communities, your spaces. Because this platform belongs to all of us.

Let’s Build Together: SYTM Accounting & Consulting Inc.

As we move into a new year, I also want to extend a personal invitation.

Many of you know me as a host and storyteller, but I am also the founder of SYTM Accounting & Consulting Inc., where we support individuals and businesses with:

  • Personal tax preparation
  • Business tax services
  • Accounting and bookkeeping
  • Entrepreneur consulting
  • Financial strategy and planning

If you need support in 2026, I would be honored to serve you.
Let’s build your financial future with clarity, confidence, and care.

Reach out anytime, let’s make it happen.

Stay Connected With Me

You can reach me through any of my platforms:

Whether you’re a guest, a supporter, a listener, or a future client, you are part of this family. And together, we will continue to uplift our communities, tell our stories, and build something that lasts.

Thank You

Thank you for your time.
Thank you for your trust.
Thank you for your stories.
Thank you for your love.
Thank you for helping me turn a difficult year into a meaningful one.

Here’s to 2026, a year of expansion, healing, and community power.

2025 Reflections: A Year of Growth, Gratitude, and Unbreakable Community

December 31, 2025

As I look back on 2025, I’m overwhelmed, not by the challenges, but by the grace, the connection, and the extraordinary people who walked with me through this season. This year was more than another chapter of America in Black and White and Changing Trends and Times. It was a year of healing, rebuilding, and rediscovering purpose.

And that’s because of you, my guests, my supporters, my community, my family.

Season 3: A Year That Changed Me

Season 3 wasn’t just successful, it was transformational.

Every guest who sat across from me brought wisdom, vulnerability, humor, and truth. You didn’t just show up for the show; you showed up for me. You helped shape conversations that mattered, conversations that pushed culture forward, conversations that reminded us why storytelling is a form of activism.

You brought your brilliance.
You brought your courage.
You brought your heart.

And because of that, Season 3 became one of the most meaningful seasons we’ve ever produced.

Your Presence Helped Me Heal

This year also carried a deep personal weight, the passing of my mother. Losing her was one of the hardest experiences of my life. But what many of you may not know is how much your presence helped me cope.

Your interviews, your laughter, your insights, your energy, they gave me something to look forward to. They gave me purpose on days when grief felt heavy. You helped me keep going. You helped me feel connected. You helped me heal.

For that, I will always be grateful.

Looking Ahead to 2026

I’m excited for what’s coming next.

More conversations.
More community.
More truth.
More impact.

And yes, I’m looking forward to taking the show on the road. I want to meet you where you are. I want to bring these conversations into your cities, your communities, your spaces. Because this platform is not just mine, it’s ours.

You Are the Engine of This Machine

Let me be clear:

You are the reason this works.
Your stories.
Your engagement.
Your willingness to show up.
Your belief in the mission.

Together, we are building something powerful, a movement rooted in truth, empowerment, and community uplift.

SYTM Accounting & Consulting Inc: Let’s Build Together

As we move into 2026, I want to extend a personal invitation.

Many of you know me as a host, a storyteller, a community advocate, but I am also the founder of SYTM Accounting & Consulting Inc., where we support individuals and businesses with:

  • Personal tax preparation
  • Business tax services
  • Accounting and bookkeeping
  • Consulting for entrepreneurs
  • Financial strategy and planning

I would be honored to serve you, your families, and your businesses in the coming year. You’ve supported me, now let me support you.

If you need services, or simply want to explore how we can work together, reach out. Let’s make it happen.

Stay Connected

You can contact me anytime through my websites or social platforms:

Thank You

Thank you for your time.
Thank you for your trust.
Thank you for your stories.
Thank you for your love.
Thank you for helping me turn grief into purpose and purpose into impact.

Here’s to 2026, a year of growth, expansion, and community power.

“Loving a Liar”: When Hiding Becomes a Survival Skill

December 31, 2025

We don’t talk enough about what it means to love someone who is lying, not because they’re malicious, but because they’re terrified.

Terrified of being rejected.
Terrified of losing family, career, community, or safety.
Terrified of being fully seen.

In Dee Carr’s short “Loving a Liar,” we’re invited to look beyond the surface of deception and into the emotional architecture behind it. And when we connect this to the LGBTQ community, the conversation becomes even more urgent.

Because the truth is this:

Some people aren’t lying to deceive you. They’re lying to survive you.

The Code-Switching Closet

For many LGBTQ people, athletes, politicians, entertainers, clergy, business owners, and everyday folks, life becomes a constant performance. A carefully curated version of themselves is presented to the world, while their true identity stays tucked away, waiting for a safer moment that may never come.

This isn’t just “being private.”
This is code-switching as self‑protection.

It’s the athlete who dates publicly but loves privately.
The pastor who preaches authenticity but fears living his own.
The business owner who avoids pronouns in every conversation.
The entertainer who smiles on stage but cries in the dressing room.
The everyday person who edits their life to fit someone else’s comfort.

And the people who love them?
They often end up loving a version of someone that isn’t fully real, not because that person is dishonest, but because the world has taught them that honesty is dangerous.

The Emotional Cost

Loving someone who is hiding can feel like loving a ghost, present, but not fully here.

But imagine the cost on the other side:

  • Carrying two identities
  • Monitoring every word
  • Performing every day
  • Living in fear of exposure
  • Feeling unworthy of real love

This isn’t lying for manipulation.
This is lying for survival.

And survival shouldn’t have to look like this.

What Does Love Look Like Here?

Love, in this context, becomes a bridge, not a demand.

It asks:

  • How can I make space for your truth?
  • How can I be a safe place for your becoming?
  • How can we build a relationship where honesty isn’t a risk?

Love doesn’t force someone out of hiding.
Love creates a world where hiding is no longer necessary.

Let’s Talk About It

This is where you come in.

Have you ever loved someone who was afraid to be themselves?
Have you ever BEEN that person?
What does safety look like for you?
What does honesty cost in your world?

Drop your thoughts in the comments, your voice might be the one someone else needs to hear.

And if conversations like this matter to you, hit subscribe so you don’t miss the next post in this series inspired by Dee Carr’s powerful shorts.

Financial literacy for entrepreneurs: From hustle to legacy

December 30, 2025

Cash flow is the lifeblood of any business. But the skill that keeps that lifeblood flowing, through good seasons, dry spells, and unexpected shocks, is financial literacy.

For entrepreneurs, especially Black entrepreneurs who are building in the shadow of systemic gaps, financial literacy is not just about knowing your numbers. It’s about protecting your dream, paying yourself, and positioning your family and community for long-term stability and wealth.

Key takeaway: Financial literacy is not just about profit, it’s about sustainability and legacy.

Why financial literacy matters more than ever

Entrepreneurship promises freedom, flexibility, and ownership, but it also comes with risk. Without strong financial literacy, even a business with great demand, loyal customers, and visionary leadership can crumble under:

  • Poor cash flow management
  • Unhealthy debt
  • Thin or misunderstood profit margins
  • No emergency reserves

Financial literacy gives entrepreneurs the tools to:

  • Make informed decisions instead of reacting in crisis
  • Negotiate confidently with lenders, investors, and partners
  • Plan for growth instead of just surviving month to month
  • Build wealth intentionally, not accidentally

For Black entrepreneurs, this knowledge is also an act of economic resistance, closing information gaps, rewriting financial narratives, and creating pathways that weren’t designed for us to walk easily.

Understanding your numbers: Profit, cash flow, and margins

You can’t manage what you don’t measure. Three core concepts every entrepreneur must master are cash flow, profit, and profit margins.

Cash flow: The rhythm of your business

Cash flow is the movement of money in and out of your business. Revenue may look strong on paper, but if your cash is tied up in unpaid invoices or delayed contracts, you may still struggle to pay bills, staff, or yourself.

To strengthen cash flow:

  • Monitor it weekly:
    • Label: What’s coming in (sales, contracts, grants)
    • Label: What’s going out (rent, payroll, software, debt payments)
  • Shorten the time to get paid:
    • Label: Use clear payment terms (e.g., Net 15 instead of Net 30–45 when possible)
    • Label: Offer small discounts for early payment if it makes sense
  • Delay non-essential spending:
    • Label: Ask: “Does this help generate or protect cash flow right now?”

Cash flow tells you if your business can breathe today. Profit tells you if it will stay alive tomorrow.

Profit and profit margins: Are you really making money?

Profit is what’s left after you subtract all expenses from your revenue.
Profit margin is the percentage of each dollar of revenue that is profit.

  • Gross profit margin: After direct costs (materials, production, contractors tied to specific projects)
  • Net profit margin: After all costs (rent, salaries, subscriptions, marketing, taxes, debt, etc.)

To improve margins:

  • Raise prices strategically: Especially if your value has increased or your costs have gone up
  • Reduce waste: Cancel unused subscriptions, negotiate contracts, streamline operations
  • Focus on high-margin offers: Put more energy into services/products that bring in more profit, not just more sales

A financially literate entrepreneur doesn’t just ask, “Did I make money?” but “How much did I actually keep, and why?”

Debt vs. equity: Choosing the right kind of capital

Growth requires capital, but not all capital is created equal. Understanding debt vs. equity is a core financial literacy skill.

Debt financing: Borrowing with responsibility

With debt financing, you borrow money (from banks, credit unions, online lenders, even friends and family) and agree to pay it back with interest.

Pros:

  • Maintain ownership: You don’t give up equity or decision-making power
  • Predictable payments: You know what you owe and when

Risks:

  • Cash flow pressure: Payments are due even when your revenue is slow
  • Over-leverage: Too much debt makes your business fragile and stressful to run

Financial literacy means knowing your debt-to-income ratio, reading terms carefully, and understanding the true cost of borrowed money over time.

Equity financing: Sharing ownership for growth

With equity financing, you give up a portion of ownership in exchange for capital. This may come from angel investors, venture capital, or strategic partners.

Pros:

  • No monthly repayments: Investors are paid from profits or an eventual exit
  • Potential relationships and support: Strategic investors can open doors

Risks:

  • Less control: You now share decision-making power
  • Misaligned values: Not every investor understands or respects your mission

Black entrepreneurs are often underfunded and over-scrutinized. Financial literacy empowers you to evaluate opportunities, avoid predatory deals, and negotiate from an informed, confident position.

Building financial resilience: Emergency reserves and budgeting

A resilient business is prepared for surprises: a lost contract, a delayed payment, an economic downturn, or a health crisis.

Emergency reserves: Your business “safety net”

Aim to build an emergency reserve that can cover at least 3–6 months of essential business expenses, including:

  • Rent or mortgage for office/space
  • Core software and tools
  • Minimum debt payments
  • Critical contractors or staff

You don’t build this overnight. You build it by habit:

  • Set a percentage: Commit to reserving a percentage of every payment (even 3–5% to start)
  • Treat it as non-negotiable: Like a bill you pay to your future self
  • Keep it separate: Put it in a separate business savings account to avoid “accidental” spending

Budgeting strategies that actually work

A budget is not a prison, it’s a plan.

Consider a simple approach:

  • Operating budget:
    • Label: Fixed costs (rent, insurance, software, utilities)
    • Label: Variable costs (marketing, travel, contractors)
  • Revenue plan:
    • Label: How much you need to bring in monthly to cover expenses, reserves, taxes, and your pay
  • Review rhythm:
    • Label: Monthly review: What did we plan vs. what actually happened?
    • Label: Adjust instead of ignoring reality

Financial literacy is built through repetition: looking at your numbers regularly, asking questions, making adjustments, and learning over time.

Investment basics for entrepreneurs

Entrepreneurs often pour everything back into the business, but that can be dangerous if the business is your only asset. Financial literacy means thinking beyond today’s grind and building wealth in multiple ways.

Investing beyond your business

Even as you grow your company, consider long-term wealth-building vehicles such as:

  • Retirement accounts:
    • Label: SEP IRA, Solo 401(k), or other plans designed for self-employed individuals
  • Diversified investments:
    • Label: Broad-based stock or index funds (for long-term growth)
  • Real estate (where appropriate):
    • Label: Both for business use and long-term asset building

The goal is not quick flips, but steady, long-term growth that works while you sleep.

Reinvesting wisely into your business

When you do reinvest in your business, do it intentionally:

  • Prioritize revenue-generating investments: Marketing systems, sales training, automation, customer experience
  • Avoid vanity spending: High-cost branding or tools that don’t increase reach, efficiency, or income
  • Track ROI: Ask, “If I invest this dollar here, how and when will it come back?”

Financial literacy shifts your mindset from “spend to look successful” to “invest to stay successful.”

Wealth transfer and legacy planning

A truly financially literate entrepreneur thinks beyond their lifetime. Wealth transfer is about making sure what you’re building doesn’t disappear when you step away, or when life takes an unexpected turn.

Protecting what you’ve built

At a basic level, legacy planning should include:

  • A will: Clearly states what happens to your assets and business interests
  • Beneficiaries: Up-to-date on bank accounts, retirement accounts, and insurance
  • Life insurance: To provide for dependents and cover debts or taxes

For your business, consider:

  • Operating agreements: That define who owns what and what happens if someone leaves or passes away
  • Successor planning: Training someone who can carry the work forward if you step back

These conversations may be uncomfortable, but they are an act of love and responsibility.

Passing on financial literacy, not just money

Generational wealth is fragile if the next generation doesn’t understand how to manage it. Consider how you can:

  • Teach your children or younger relatives: About budgeting, saving, investing, and ownership
  • Document your systems: So your business doesn’t live only in your head
  • Model transparency: Talk openly (age-appropriately) about money, choices, risks, and values

Legacy is not only what you leave behind, it’s what you build into people while you’re here.

For Black entrepreneurs: Closing systemic gaps through literacy and power

Black entrepreneurs operate in an economic landscape shaped by redlining, employment discrimination, underfunding, and underrepresentation in traditional financial spaces. That reality is not an excuse; it’s a context, one that demands strategy.

Financial literacy becomes a tool for:

  • Closing information gaps: Understanding credit, contracts, interest rates, and terms that others were taught at their dinner tables
  • Leveraging community: Tapping into Black professional networks, mentors, and advisors who understand both culture and commerce
  • Protecting your vision: Recognizing predatory lending, exploitative partnerships, and “opportunities” that come with strings attached

Building wealth as Black entrepreneurs isn’t just personal, it’s collective. Every business that survives, scales, and sustains jobs chips away at systemic inequity and creates new models of what’s possible.

Moving from concept to action

Here are practical next steps you can start this week:

  • Review your numbers:
    • Label: Look at last month’s revenue, expenses, and cash flow
  • Calculate your margins:
    • Label: What percentage of your revenue is actually profit?
  • Set a small reserve goal:
    • Label: Decide on a percentage of every payment to move into an emergency reserve
  • Audit your debt and contracts:
    • Label: List all debts, interest rates, and key terms; identify anything that needs renegotiation or payoff priority
  • Schedule a “money meeting” with yourself:
    • Label: A recurring monthly time to review, reflect, and adjust

Over time, these small, consistent actions build financial literacy, confidence, and power.

Final thought

Financial literacy is not about perfection, advanced math, or never making mistakes. It’s about awareness, intentional decisions, and learning as you go. For entrepreneurs, and especially Black entrepreneurs, it is a core leadership skill, a shield against crisis, and a bridge from hustle to legacy.

Profit keeps your doors open. Financial literacy helps ensure your impact outlives you.

Jellybean Johnson, a Pioneer of the Minneapolis Sound, Remembered

November 23, 2025

Garry George “Jellybean” Johnson, legendary drummer, guitarist, producer, and founding member of The Time, has passed away at the age of 69, just two days after celebrating his birthday. His sudden death marks the loss of one of the architects of the Minneapolis Sound, a genre-defining fusion of funk, rock, R&B, and new wave that continues to influence music today Rolling Stone FOX 9 Minneapolis-St. Paul Wikipedia Bring Me The News.

Honoring His Legacy

Jellybean Johnson was born in Chicago in 1956 and moved to Minneapolis at age 13. It was there that he befriended future icons like Prince, Morris Day, Jimmy Jam, and Terry Lewis, forming the creative nucleus that would shape an entire era of music Rolling Stone FOX 9 Minneapolis-St. Paul.

  • The Time (1981–1984): Johnson was the original and only drummer for Prince’s band The Time, appearing in Purple Rain and helping deliver hits like 777-9311, Jungle Love, and The Bird. His drumming style became a cornerstone of the Minneapolis Sound Rolling Stone Yahoo Wikipedia.
  • The Family (1985): After The Time split, Johnson joined Prince’s short-lived project The Family, which released the original version of Nothing Compares 2 U AOL Wikipedia.
  • Graffiti Bridge & Pandemonium (1990): Johnson reunited with The Time for Prince’s film Graffiti Bridge and their album Pandemonium, which included the chart-topping single Jerk Out AOL Wikipedia.
  • Collaborations & Production: Beyond Prince, Johnson worked with Janet Jackson (Black Cat), New Edition (Crucial), Alexander O’Neal (Criticize), Mint Condition (Breakin’ My Heart), and Nona Hendryx (Why Should I Cry) Wikipedia Discogs. His versatility as both drummer and guitarist made him an in-demand session musician and producer.
  • Solo Work: In 2021, he released his long-awaited solo album Get Experienced: The Jellybean Johnson Experience, showcasing his guitar artistry Wikipedia Bring Me The News.
  • Later Performances: Johnson performed with The Time and Rihanna at the 2008 Grammys, and returned for Prince tributes in 2017 and 2020 Billboard Wikipedia.

Visual Timeline of His Career

Here’s a timeline chart capturing his milestones from 1976 to 2025:

Preserving the Minneapolis Sound

Johnson’s vision extended beyond performance. In 2021, he co-founded the Minneapolis Sound Museum, dedicated to preserving the history and cultural impact of the genre he helped pioneer Bring Me The News. His final reflections on legacy emphasized community, mentorship, and ensuring future generations had access to creative spaces like those that shaped him North News Bring Me The News.

Tributes

Musicians and fans alike have poured out tributes. Morris Day called him “more like a brother than a bandmate,” while Sheila E. remembered him as “a kind human being, extremely talented and funny.” Susannah Melvoin described him as “the master of loving you like no brother could” Rolling Stone Yahoo International Business Times UK.

Closing Thoughts

Jellybean Johnson’s artistry was not confined to the stage—it was embedded in the DNA of modern pop and R&B. His drumming, guitar work, and production shaped hits across decades, while his mentorship and museum project ensured the Minneapolis Sound will live on.

Credit: This blog post is based on reporting by Daniel Bird and expanded with details from Rolling Stone, Billboard, Fox9, and other sources Rolling Stone FOX 9 Minneapolis-St. Paul Yahoo Billboard Wikipedia Bring Me The News Discogs.