7 Smart Holiday Spending Tips for Uncertain Times
By Charles Zackary King – America in Black and White / AMIBW The Magazine The holidays are a time of joy, connection, and celebration. But for many in underserved, marginalized,…
Why Education Is a Cornerstone in the Black Community: A Call to Unity and Generational Wealth
By Charles Zackary King In every movement for justice, every march toward freedom, and every prayer for healing, education has stood as both a weapon and a shield. For the…
The $37 Trillion Wake-Up Call: What the Big Beautiful Bill Isn’t Telling Us
This week, the U.S. Treasury confirmed what many economists feared: the national debt has officially crossed the $37 trillion mark. That’s not just a number—it’s a flashing red light on…
The Big Beautiful Bill: A Blueprint for Economic Devastation
The Big Beautiful Bill is poised to wreak havoc on the American economy — not in subtle ways, but through deep, direct harm that will ripple through generations. From cuts…
Financial Insight Newsletter: Retirement Planning by the Decade: A Savings Guide
Whether you’re just getting started or approaching your golden years, retirement planning isn’t one-size-fits-all—it’s a journey with milestones tailored to each season of life. Here's how to stay financially empowered…
The Impact of 7 Percent Mortgage Interest Rates on the Economy
As mortgage interest rates climb above 7 percent, the housing market faces significant challenges. This increase, the highest since May 2024, has created a tough environment for prospective home buyers.…
Financial Insights: Navigating Q1 2025
As we step into the first quarter of 2025, the financial landscape is brimming with opportunities and challenges. In this edition of "Financial Insights," we'll explore the key financial trends…
Financial Insights: Navigating Tax Breaks in 2025
As we step into 2025, it's crucial to stay informed about the tax breaks available across different income brackets and for businesses. This edition of "Financial Insights" will cover the…
The Looming Crisis: What Happens if Congress Fails to Pass the Debt Ceiling Bill?
As the debate over the debt ceiling bill intensifies, the possibility of Congress failing to pass it looms large. The consequences of such a failure would be far-reaching, affecting every…
The Rise of Bitcoin: A New Era in Financial Markets
Since Donald Trump's election, Bitcoin has experienced a meteoric rise, reaching unprecedented heights and reshaping the financial landscape. This surge has had significant effects on various markets, and its impact…